One health score for your whole portfolio.
A 0 to 100 score built from five categories, the money you could keep, and what to look at next, on one page.
- score for your portfolio
- 0 to 100
- weighted categories behind it
- 5
- the largest category's weight
- 30%
- grace period after a purchase
- 6 months
What you see first
Your score, what changed since the last reading, and a plain line that adds up the money you could keep.
- The score and its status, from Excellent to At risk
- The money line, “We found $22,440/yr across 1 item”, and one tap filters to what it counts
- A 12-month trend, recorded every week
- What-if Scenarios to test a change before you make it
Five categories, every point accounted for
Costs, Debt, Leases, Rent and Upkeep each carry a fixed share, and tapping one filters what to look at.
- Costs 30% · Debt 25% · Leases 20% · Rent 15% · Upkeep 10%
- No loans? Debt drops out and the other four share its points
- Short-term rentals aren't scored on leases or rent
Opportunities, in plain groups
Raise your score, Money you could keep, and Worth a look: each row says what it's worth and opens its own detail.
- Rents sitting below the local market
- Spend that could be consolidated across vendors
- Insurance policies coming up for renewal
- Debt coverage tightening across the portfolio
- Nothing is booked until someone acts on it
Every property, one reason
Each property gets its own score and the one plain reason it isn't higher.
- Each property's score and status word, lowest first
- One plain reason, like “A lease ends in 45 days.”
- Tap a property to see its categories
What you get
Portfolio Health ScorePro
0 to 100 across 5 weighted categories
What-if scenariosPro
see how a change moves your score
12-month trendPro
your score, recorded every week
Dollar figures, where a finding has onePro
shown per item and added up
InsightsPro
plain-English flags on what changed
Guided next stepsPro
one tap to the view, plus the levers
Market-rent gap analysisPro
money you could keep
Vendor anomaly detectionPro
outlier charges flagged
AI flags lease-renewal opportunitiesPro
rent vs market, lease status, rent received
Cash-on-Cash return
how hard your capital works
Ask AI about your portfolio
chat with your numbers
Frequently asked questions
How is the Health Score calculated?
It's a weighted blend of five categories computed from your own ledger and leases: Costs (30%), Debt (25%), Leases (20%), Rent (15%) and Upkeep (10%). Behind each one sits a number you can check: an expense ratio, a debt coverage ratio, a lease countdown, a dollar gap to market, a repair count from the trailing 60 days. If you have no loans, Debt drops out and the other four share its points. A short-term rental isn't scored on leases or rent.
Why did my score change this month?
The page shows the change since the last reading, and the category that moved shows it in its status word. A lease that just crossed the renewal window, a debt coverage ratio that slipped, or a cluster of repair entries each show up on that specific category, rather than as a single unexplained change.
Does buying a new property hurt my score?
No. A property gets a 6-month grace period from its purchase date: its Costs and Debt readings are floored at a neutral 75, so early one-time costs like make-ready repairs can't drag the score down while the property is still settling in.
Can I see every property at once?
Yes. The By property list shows each property's score, its status and the main reason behind it. Tap one to see its categories.
What does an opportunity look like when I open it?
It shows its work. A rent-gap row names what the gap adds up to over a year, then lists a few options to weigh: revisit rent against comparable local listings at renewal, check for local rent-control or stabilization limits, or weigh a longer lease term against turnover risk. It never tells you which one to pick.
Does acting on an opportunity create a second scoreboard?
No. Where a row shows a “▲ 1 pt” chip, that number is the change to this same score, computed the same way, not a separate rating.
Is the Portfolio Health page included on the Starter plan?
No. The Portfolio Health page, its score and its opportunities are Pro features. Starter includes the live investment metrics underneath them (NOI, cap rate, cash-on-cash and more).
Does the AI tell me what to do?
No. Every opportunity explains what changed and lists a few options to weigh, rather than a specific instruction. Decisions about your portfolio are yours to make; Keystone IQ surfaces the numbers and the reasoning behind them.
See your own portfolio's score
Connect your properties and watch the five categories turn into one score, and a running list of what's worth a closer look.
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