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Know which rental is costing you money. Keystone IQ shows you first.

Bring your spreadsheet in and keep your manager and tenant app. On Pro, every rental gets a 0 to 100 score, the weakest first with the reason, and any rent under the nearby median is priced by the year.Bring your spreadsheet in, keep your manager and tenant app, and on Pro score every rental 0 to 100, weakest first.

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✓ Starter is free for up to 3 rentals  ·  ✓ No card

app.keystoneiq.app/dashboard/health

Portfolio health

Updated Oct 19
Your score
91Excellent
▼ 1 since Sept 19
Trend3 weeks saved
We found $22,440/yr across 1 item
Per year. Monthly items are counted for 12 months.
What-if Scenarios
By categoryHow it’s scored ›
CostsExcellent
DebtExcellent
LeasesFair
RentGood
UpkeepGood
By propertyLowest score first
3109 Barton Hills DrGood88Income after costs covers loan payments 1.07×.
1847 Briarwood CourtExcellent90A lease ends in 29 days.
2814 Ocotillo Ridge RdExcellent91A lease ends in 73 days.
4412 N Sheridan Rd, Unit 3BExcellent92A lease ends in 73 days.
594 Larimer SquareExcellent944 repair entries in the last 60 days.
Opportunities3 opportunities
Raise your score1
Priya Menon's lease ends in 29 days1847 Briarwood Court · a 12-month renewal lifts Leases
▲ 1 pt
Money you could keep1
Rent below marketPortfolio · $22,440/yr below market
$22,440/yr
Worth a look1
Spend split across vendorsPortfolio · $85,284/yr of spend in 11 categories
Review
Portfolio Health

Updated Oct 19

Your score
91Excellent
▼ 1 since Sept 19
What-if
Trend3 weeks saved
We found $22,440/yr across 1 item
Per year. Monthly items are counted for 12 months.
By categoryHow it’s scored ›
CostsExcellent
DebtExcellent
LeasesFair
RentGood
UpkeepGood
OpportunitiesPriya Menon's lease ends in 29 days1847 Briarwood Court · a 12-month renewal lifts Leases ▲ 1 pt
Dashboard
Finances
Rent Roll
Properties
You

Where Keystone IQ fits

Complement what works. Replace what doesn't.

Instead of your spreadsheet or bookkeeping tool, or alongside your manager and tenant app.

Move your books over

Keystone IQ replaces these
Excel, Google Sheets

Bring your sheet in. Stop rebuilding it.

Import each tab as a CSV. You see every row first; likely duplicates are flagged, never dropped.

Import and books: All plans Scores, rent pricing: Pro

Free for up to 3 rentals, so you can try it with one. Your sheet is never changed.

SBRHQB

Books in one place, plus where to look.

All keep books and can sync your bank. Keystone IQ also reads owner packets and mortgage statements, scores rentals and prices below-market rent.

Statement reading: All plans Bank sync, scores, rent pricing: Pro

Stessa's free plan includes tenant screening and online rent collection. Keystone IQ does not do those.

Add it

Keep your tools. Add Keystone IQ's money view.
AB

Keep your manager. Get your view.

Keystone IQ reads your manager's owner packet and shows what each rental nets after fees.

Owner packet reading: All plans

Keystone IQ reads the packet your manager sends. It does not connect to your manager's software.

RRTT

Keep it. Add Keystone IQ.

They screen, sign leases and take rent. Keystone IQ scores every rental and prices rent under the nearby median.

Scores, rent pricing: Pro

Keystone IQ does not screen tenants, sign leases or take rent payments, so you keep your tenant app for those.

Your tools tell you what happened. Keystone IQ tells you where to look.

Rent under the marketPro
TodayA rent estimate when you list an empty unit, if you look one up.
With Keystone IQ
$22,440 a year

7 rents you already charge sit $1,870 a month under the nearby median, each with its math.

Which rental needs youPro
TodayA sheet or a ledger that says what happened.
With Keystone IQ
88 score: 3109 Barton Hills Dr, first in line

Portfolio 91. Rent after costs barely covers the loan (1.07 times).

The mortgage statementAll plans
TodayA loan payment you split by hand or from a loan template.
With Keystone IQ
$1,900.50 read from the PDF

$1,214.33 interest and $686.17 principal, in your books.

Your weekAll plans
TodayA month-end summary you build yourself, or one your tool sends.
With Keystone IQ
$15,915 of $15,915 rent in

Every week: $7,388 spent, and Priya Menon's lease ends in 29 days.

Nine rental tools, compared side by side.

A check means the tool's own site lists it.

✓Yes, listed◐Partly: a related feature, not the same thing (for example a rent estimate for a new listing, not a finder for below-market rents you already charge)–Not listed on their published plans (checked October 2026)N/RN/R: Not rated. We could not tell from their published site.
What an owner compares
Keystone IQ
Free for up to 3 rentals
Tenant and leasing appsScreening, leases and rent payments.Bookkeeping and investor trackingIncome and expense tracking.Property manager suitesSoftware for property management companies.
RentRediTurboTenantStessaBaselaneREI HubQuickBooksAppFolioBuildium
PricingPro $12/mo, billed yearly.
Where Keystone IQ goes further
Financial bookkeeping
Reads your owner packets and mortgage statements into your books
All plans
✓◐–◐–◐–N/R◐
Splits each mortgage payment into interest and principal
All plans
✓◐◐◐–◐N/R◐◐
Flags a bill that is far above what you usually pay
Pro
✓N/R◐N/R–N/R◐N/RN/R
Reporting
A weekly recap of money in, money out and what is due
All plans
✓–◐–◐––––
Writes a plain-English summary of your year's numbers
Pro
✓N/RN/RN/R◐N/R◐–N/R
Portfolio health and decisions
Tells you which rental needs you first (a 0 to 100 score)
Pro
✓◐–––––––
Breaks each rental's score into the factors behind it, each with its reason
Pro
✓◐–N/R–N/RN/R–N/R
Finds rents under the nearby median, priced by the year
Pro
✓–◐◐◐–––◐
Shows how your score and cash flow would move if you made a change
Pro
✓N/R–◐–N/RN/RN/RN/R
What most tools cover
Bank sync
Pro
✓✓✓✓✓✓✓✓✓
Schedule E lines by property
Pro
✓✓✓✓✓✓N/R––
A free plan
All plans
✓–✓✓✓–✓––
Tenant screening, leases and rent payments
Not what we do: pair a tenant app
–✓✓✓✓◐◐✓✓
Stessa and Keystone IQ
Keystone IQ: Free for up to 3 rentals. Pro $12/mo, billed yearly.
See Stessa pricing on their website
StessaKeystone IQ
  • Where Keystone IQ goes further
  • Financial bookkeeping
  • Reads your owner packets and mortgage statements into your books All plans◐✓
  • Splits each mortgage payment into interest and principal All plans◐✓
  • Flags a bill that is far above what you usually pay ProN/R✓
  • Reporting
  • A weekly recap of money in, money out and what is due All plans–✓
  • Writes a plain-English summary of your year's numbers ProN/R✓
  • Portfolio health and decisions
  • Tells you which rental needs you first (a 0 to 100 score) Pro–✓
  • Breaks each rental's score into the factors behind it, each with its reason ProN/R✓
  • Finds rents under the nearby median, priced by the year Pro◐✓
  • Shows how your score and cash flow would move if you made a change Pro◐✓
  • What most tools cover
  • Bank sync Pro✓✓
  • Schedule E lines by property Pro✓✓
  • A free plan All plans✓✓
  • Tenant screening, leases and rent payments Not what we do✓–

Every number comes with its math. Here is what that looks like.

Owner packets, read for you All plans

What you net after your manager's fee

Upload your manager's owner packet. Each rent lands with its fee, so you see what came in and what is yours, per tenant, every month.

Rent roll · October 2026
Received$15,915.00
Net to you$14,482.65
IS
Ingrid SorensenReceived Oct 3 · fee $189.00
$1,911.00
KN
Kyle NakamuraReceived Oct 3 · fee $274.50
$2,775.50
Property score Pro

Why this rental scored 88

Each score comes with the reason. Here, rent is $300 a month under the nearby median, and rent after costs barely covers the loan.

3109 Barton Hills Dr · score 88 of 100
DebtIncome after costs covers the loan payments 1.07 times.
18 of 25 points
RentRent is $300/mo below the nearby median.
12 of 15 points
LeasesThe soonest lease ends in 214 days.
18 of 20 points
Money you could keep Pro

Rent under the nearby median, priced by the year

Each find shows what it is worth a year and how it was worked out. Lease renewals are listed apart: they keep income you already earn.

Optimization opportunities · 3
Rent below market7 rents, about $1,870 a month under the nearby median
$22,440/yr
Priya Menon's lease ends in 29 daysRenewing for 12 months raises this rental's score 1 point
+1 point
Split vendors11 cost types use 2 or more vendors: worth a look
Review →
Weekly Recap All plans

Your week, in one look

What came in, what went out, and what is due next, in the app every week.

Weekly Recap · Coming up
Rent this month$15,915 of $15,915
Spent this month$7,388
Insurance ends in 3 days1847 Briarwood Court
Oct 22
Priya Menon's lease ends in 29 daysRenew or plan the turnover
Nov 17
What-if Pro

Try a change before you make it

Pick a change, like renewing a lease or moving a rent to the nearby median at renewal, and see your score, yearly NOI, monthly cash flow and debt coverage move together.

What-if scenarios · 2 picked
Renew Priya Menon's lease for 12 months1847 Briarwood Court · keeps $18,600/yr
Picked
Move 4412 N Sheridan Rd, Unit 3B rent to the nearby median at renewal$225/mo more at the next renewal
Picked
Score92up from 91
Net operating income$235,044/yrup $2,700
Cash flow$11,386/moup $225
Debt coverage2.39 timesup 0.03

Beyond the score

Run your rentals like a portfolio.

Every property on one page

Tap a rental to see its value, equity, NOI and cash flow this year, and this month's rent status. All plans

LLCs and holding companies

Group properties under each LLC or holding company, and keep personal spending separate. All plans

Numbers your tax advisor can work from

Schedule E lines by property, so you hand your tax advisor organized numbers instead of a shoebox. Pro

Real finance tracking

A ledger sorted by property and category, category rules, plus live NOI, cap rate and cash-on-cash. All plans

Start with the sheet you already have. Free for up to 3 rentals.

Pro is $12/mo billed $144/yr.
Start free →

What you do on day one.

01

Add your rentals

Type in each property, then import its transactions from a CSV, one property per file. All plans

02

Upload a statement

Owner packets and mortgage statements are read for you. All plans Starter: 10 reads a month

03

With Pro: connect your bank

Transactions and mortgage payments come in on their own. Pro

04

With Pro: see your scores

Every property scored, plus the money you could keep. Pro

Before you switch.

Can I keep RentRedi or TurboTenant?

Yes. Keep it for screening, leases and rent payments, and use Keystone IQ for the money side.

What would I give up leaving Stessa?

Stessa's free plan covers unlimited properties and includes tenant screening and online rent collection. Keystone IQ does not do screening or rent collection, and its free Starter plan covers up to 3 rentals. More rentals need Pro.

Can I bring my spreadsheet?

Yes. Save it as a CSV, one property per file, and import it from a computer. You see every row before anything is saved, and rows that look like duplicates are flagged for you to keep or remove, never dropped without you seeing it. You match each of your categories to Keystone IQ's list before anything is saved.

Can I bring my history from another tool?

Yes. Export your transactions as a CSV and import them into Keystone IQ.

What does it cost?

Starter is free for up to 3 rentals. Pro is $12 a month billed $144 a year, or $14.99 month to month.

Is this tax advice?

Not tax advice. Consult a qualified tax advisor for your specific situation.

See which rental is costing you money. Free for up to 3 rentals.

Bring in your sheet, upload a statement, and see what each rental earns.

Start free →