Long-term, short-term, or both — 1–50 doors

See how every rental you own is performing. Long-term or short-term.

Keystone IQ pulls your statements, receipts, PM packets, and Airbnb CSVs into a single live dashboard, so you stop logging into 5 different bank accounts (and a booking platform) to figure out how this month went. Built for independent investors with 1–50 doors — long-term, short-term, or both.

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See what's new

Independent investors · 1–50 doors · Long-term + short-term

NOI YTD

$184K

▲ 12.4%

DSCR

1.62×

Healthy

Health

Grade A

30-Second Receipt Imports

Live NOI Per Property

AI Vendor & Rent Flags

Year-End Reports in 1 Click

The New Standard

Legacy Methods vs.
Keystone IQ

Spreadsheets break around door 10. Here's what replaces them.

Feature	Excel / Legacy	Keystone IQ
Data Entry	Manual & error-prone	AI extraction from PDFs
Categorization	Manual guesswork	Automatic investor-grade categories
Reporting	Static monthly pivots	Live dashboard analytics
Scalability	Breaks at 10+ units	Handles 100+ doors with no slowdown
Security	Emailed spreadsheets	AES-256 at rest, TLS 1.3 in transit

What Changes on Day One

Stop typing. Know where you stand.
Make better decisions.

Independent investors spend most of their time entering data and very little of it actually managing the asset. Keystone IQ flips that ratio.

Stop typing

AI reads your statements, receipts, and PM packets

Drop in an invoice PDF, a phone photo, a mortgage statement, or a 20-page Owner Packet from your property manager. AI extracts vendor, amount, date, property — and writes the ledger entries in seconds. No manual categorization. No copy-paste from your bank.

See how AI data entry works

Always know where you stand

Live Net Operating Income (NOI), equity, and cap rate per property

Every number an investor tracks — Revenue, Expenses, Net Operating Income (NOI), Cap Rate, Operating Expense Ratio (OER), Debt Service Coverage Ratio (DSCR), Net Worth, Loan-to-Value (LTV), Occupancy — in one live dashboard. Drill into any property to see its individual performance and amortization schedule. Customize which KPIs you see; reorder the dashboard sections to match how you work.

Explore the live dashboard

Make better decisions

AI scores your portfolio and flags what changed

Every property gets a 0–100 Health Score across operating efficiency, debt coverage, lease stability, market rent gap, and maintenance. AI Insights surfaces vendor anomalies, below-market rents, and upcoming lease renewals. Ask AI any question about your portfolio in plain English.

See AI scoring & insights

See all features

Run short-term rentals?

Airbnb & Vrbo bookkeeping — ADR, RevPAR, occupancy, and a Schedule E vs C starting point. See the short-term rental tour.

Run the free calculators

Cap rate, DSCR, cash-on-cash, BRRRR, the 1% rule, Airbnb revenue, and mortgage — no signup required.

Always Know Where You Stand

Drop a PDF.
See it in your ledger.

Owner packets, mortgage statements, vendor invoices, Airbnb statements — AI extracts vendor, amount, date, category, and property, then writes the ledger entries in seconds. NOI for the long-terms, ADR and Occupancy for the short-terms, and a 12-month cashflow forecast all update on the next page load.

owner-packet-march-2026.pdf

Uploaded

Statement Period · March 2026

Rent — March 2026

+$2,850.00

Apex HVAC — Furnace repair

−$340.00

Cornerstone PM — Management fee

−$285.00

Ledger · 1847 Briarwood Ct

Vendor · CategoryAmount

Waiting for AI extraction…

One owner packet · three ledger entries · zero typing.

You drop in

Owner packet · invoice · mortgage statement · Airbnb CSV

AI writes

Vendor · amount · date · category · property

See it on a sample portfolio

Live NOI per property

Income minus operating expenses, computed from your real ledger. Excludes scheduled rent and future-dated entries so the number matches reality.

12-month cashflow forecast

Deterministic projection from active leases and exact mortgage payments — same numbers every time, no AI guessing.

Equity tracked daily

Total estimated value − mortgage balance, recomputed every day from each property's amortization schedule. No manual entries needed.

Make Better Decisions

Your portfolio gets a grade —
and tells you why.

Every property gets a 0–100 Health Score across five weighted factors. When the score drops, AI surfaces which factor moved and why.

1847 Briarwood Ct

Single-family, leased through 2027

Excellent — Grade A

OER38% · Excellent

DSCR1.62x · Healthy

Lease14 months remaining

Rent vs MarketWithin 3%

594 Larimer Square

Duplex, lease ending 47 days

Fair — Grade C · Needs a closer look

OER52% · Elevated

DSCR1.18x · Marginal

Lease47 days remaining

Rent vs Market12% below

AI Insights surface what changed

✓“Larimer Square is rented 12% below the local market median ($2,850 vs $3,240). Lease renewal in 47 days.”
✓“Apex HVAC charged $1,840 this month — 3.2× their historical average for this property.”
✓“Briarwood's DSCR is 1.62x — above the 1.25 lender threshold benchmark.”

For informational purposes only. Not investment, tax, or financial advice.

“

Reconciling each month used to take me a Saturday. Now it's 10 minutes. The AI reads the owner packet and just enters everything.

Andy L.

3 doors · User

11,000+

US banks & credit unions

Connect your bank in two clicks via Plaid. Read-only — Plaid can never move money.

Simple, transparent pricing

Plans start at $4.99/month.

Starter unlocks the dashboard, ledger, and AI document import for up to 5 properties. Pro adds Plaid bank + mortgage sync, the Portfolio Health Score, AI Insights, the Document Vault, and unlimited properties.

14-day free trial. No credit card.

See plans and pricing See how we compare

Encrypted at rest and in transit

AES-256 + TLS 1.3. Standard, but worth saying.

Your data is never sold or trained on

Uploaded files are processed in memory and immediately discarded.

Your portfolio stays yours

Every query is scoped to your account — other Keystone IQ customers can never see your data. Keystone IQ operators have metadata-only access (org name, members, plan state, property names) and every access is audit-logged.

Read the full Trust & Security page →

Before you ask

The two questions everyone asks.

Do I need a credit card to try it?

No. 14-day free trial, no card required. If you don't pick a plan when the trial ends, your account pauses — nothing is charged.

What happens to my data if I cancel?

You have 30 days to export everything — full CSV of your ledger, the CPA tax export PDF + Excel, and every document in the Vault. After 30 days the org is permanently deleted.

See all FAQs

Stop drowning in PDFs.